I've been advising on pensions for over 20 years, and I believe the need to deliver, in person, correct and timely advice has never been greater."
Managing Director
Feature: Income Drawdown
Income drawdown, or income withdrawal/unsecured pension, gives you an alternative to buying a lifetime annuity and allows you to take an income from your pension fund while it is still invested. Click here to find out more...
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Pension Advice for now and the future
Most people recognise that it is wise to plan for their retirement. This is especially true for those who are hoping to retire before the usual State Retirement ages.
Putting aside a regular amount of money during your working life is probably the most appropriate method to ensure that you will have sufficient income during your retirement. Investing into a Pension plan has historically been the most popular method of making these regular commitments.
The tax advantages offered by the UK Government provide the opportunity for your Pension Fund to grow with virtually no tax. You are also currently allowed to draw a significant amount of your pension fund as a lump sum with no tax payable. (NB. The levels bases and relief's from taxation may be subject to change).
At Francis Clark Financial Planning we understand the importance of correct and knowledgeable advice. We can explain the differences between the various types of pension arrangement, whether you are employed, self employed or taking time away from day to day working perhaps as a carer or to raise your children.
It is becoming increasingly popular for people to use other methods of saving money for their retirement, such as ISA’s. If you would prefer to use arrangements other than Pensions please refer to the sections of this website dedicated to Savings or Investments.
The levels, bases and reliefs from taxation may be subject to change
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The contents of this website should be regarded only as a guide and no action should be taken before obtaining detailed professional advice. No responsibility can be accepted for any action taken as a result of the information contained.