Smart Money Newsletter Nov/Dec 2018

Smart Money Newsletter Nov/Dec 2018

Welcome to our 2018 Nov-Dec FCFP Newsletter and our customary collection of articles designed to help you create and protect your wealth to be able to experience life to the full.

Page 03 – Tax planning

Although the current tax year does not end until 5 April 2019, tax planning shouldn’t be a mad March rush. Now is the perfect time to get a head start on your tax planning resolutions. We have set out some tax tips and actions that may be appropriate to certain taxpayers.

Page 04 – Savings for children

As a parent, guardian or grandparent, you’ll want to provide the best future for your children or grandchildren that you can. Many children have hundreds of pounds spent on them at Christmas, but could that money be put to better use?

Page 06 – Achieving your financial goals

Throughout our lives, we will have many different lifestyle and financial goals that we would like to achieve. What do you want from your investments? Supplementing your income? Building your retirement pot?

Page 11 – Preparing for the risk of inflation

A pound saved is a pound earned. But thanks to inflation, over time, the value of the pound saved could be much less than when it was earned. We look at ways investors can easily fail to prepare for the risk of inflation eroding the purchasing power of money, especially in a low-inflation environment.

We don’t know what the future holds, but a little preparation goes a long way when it comes to planning for the future. We hope you enjoy this latest edition. If you want to discuss any of the topics featured, we’re here to help.

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